Mortgage Affordability Calculator
Calculate how much house you can afford based on your income and expenses
Your Financial Information
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Your Affordability Results
Maximum Home Price
$397,399
Maximum Mortgage Amount
$347,399
Maximum Monthly Housing Costs$2,133.33
Maximum Total Monthly Debt$2,666.67
Additional Debt Capacity$533.33
Debt Service Ratios
GDS Ratio (32%)Good
TDS Ratio (40%)Good
About This Calculator
How it works
This calculator uses standard debt service ratios (GDS 32%, TDS 40%) to determine how much house you can afford based on your income and existing debts.
Important Notes
- • Results are estimates only
- • Actual approval may vary
- • Consult a mortgage professional
- • Rates and ratios change